Privacy Policy — Lending Genie

1. Introduction

Lending Genie ("we", "us", "our") respects your privacy. This Privacy Policy describes how we collect, use, share, and protect personal information you provide when using our website and services, including our short messaging service (SMS/MMS) program.

2. Information We Collect

Contact information (name, email, phone number, ZIP code)
Loan inquiry details (loan purpose, property type, estimated amount)
Communications you send us
Technical data (IP address, browser, device, cookies)

3. How We Use Your Information

To respond to your inquiry and match you with loan programs
To send transactional and (with consent) marketing communications
To comply with legal and regulatory obligations
To improve our website and services

4. SMS / Text Messaging Program

By providing your mobile number and opting in, you consent to receive SMS/MMS messages from Lending Genie related to your loan inquiry, including transactional updates and marketing messages.

Message frequency varies based on your activity.
Message and data rates may apply.
Reply STOP at any time to unsubscribe.
Reply HELP for assistance, or contact us directly.
Carriers are not liable for delayed or undelivered messages.
Consent is not a condition of any purchase or service.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors supporting our services (such as messaging platforms and CRM providers) is permitted, and these parties are restricted from using the information for any other purpose.

5. How We Share Information

We share information only with service providers who help us operate our business (e.g., CRM, hosting, messaging providers), with lending partners to evaluate your inquiry, or as required by law. We do not sell your personal information.

6. Cookies & Tracking

We use cookies and similar technologies to operate the site, analyze traffic, and measure marketing performance. You can control cookies through your browser settings.

7. Data Retention & Security

We retain personal information only as long as necessary to fulfill the purposes described in this policy or as required by law. We use reasonable administrative, technical, and physical safeguards to protect your information.

8. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, delete, or limit our use of your personal information. To exercise these rights, contact us using the details below.

9. Children's Privacy

Our services are not directed to individuals under 18, and we do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date above indicates when it was last revised.

11. Contact Us

Lending Genie
[Company Address]
Phone: (000) 000-0000
Email: privacy@lendinggenie.com